Treaty Reinsurance

SIB offers comprehensive Treaty Reinsurance solutions that help insurers manage portfolios efficiently and stabilize results over time. Our treaty capabilities cover both proportional and non-proportional structures—including Quota Share, Surplus, and Excess of Loss programs.

Our services include:

Program design and optimization based on portfolio data and loss performance.
Comparative market analysis to benchmark pricing and structures.
Negotiation with global reinsurers to secure the most efficient coverage terms.
Post-placement analytics, renewal strategy, and ongoing advisory support.

We work closely with clients to ensure each treaty arrangement aligns with their underwriting strategy and long-term profitability goals.

Retrocession Programs

SIB assists reinsurers in managing their own risk exposures through structured retrocession programs. Our experience in retro placements allows us to craft tailor-made solutions that balance capital efficiency with protection against catastrophe or frequency losses.

We leverage our international partnerships to place risk across multiple markets, ensuring optimal spread and diversification of exposure. Our retro services cover both proportional and non-proportional layers, catastrophe programs, and facultative-obligatory arrangements.

Facultative Reinsurance

SIB provides facultative placement across all major lines of business, offering single-risk coverage for exposures that fall outside treaty scope or require specialized underwriting.

Our facultative portfolio spans:

Property & Engineering: Industrial All Risk, Fire, Machinery Breakdown, and Construction/Erection.
Energy: Upstream, Midstream, and Downstream oil and gas projects.
Financial Lines: D&O, Bankers Blanket Bond, Professional Indemnity, and Cyber.
Aviation & Marine: Hull, Liability, and Cargo.
Renewable Energy: Solar PV and Wind.

SIB’s facultative division is known for speed, accuracy, and strong placement relationships with both regional and global reinsurers—ensuring clients get competitive terms and responsive claim support.